Thankful for Our Students in 2020

At Boardman Training Center, our goal is to empower and encourage every student to achieve their career goals. From the minute you walk through our doors, to the day you graduate, we work hard to help you prepare and train for a meaningful, fulfilling career.

Our healthcare training programs are designed to give you the knowledge, skills, experience, and certification preparation needed to excel in your new career. We offer career training programs in Cardio Phlebotomy, EKG Technician, Phlebotomy Technician, and Medical Office Specialist that can be completed in months, not years.

In the spirit of Thanksgiving, we’re sharing what we at BTC are most thankful for: our students!

Check out some of our favorite student moments!

Hands-On Training

Students enrolled in our healthcare programs receive hands-on training to learn essential skills they will use on the job in their medical careers. Check out some of our students as they practice these real-life skills!

Earn Professional Certifications

Congratulations to all our BTC students who have worked hard and passed their certification exams, becoming certified professionals! Check out some of these great students!

Student Experience

We love creating a positive and supportive environment for our students to learn in as they complete their healthcare training classes! Check out some of the fun our students have had this year!

Join Us Today

Are you ready to get on the fast track to a new career as an essential healthcare worker? With our healthcare training programs, small class sizes, flexible financing, hands-on training, and student support, BTC may be the perfect choice for you! Request information today to get started!

Thankful for Our Students

At Boardman Training Center, our purpose is to empower change by creating opportunity. We strive to help each and every student that walks through our doors by providing them with the knowledge and skills to succeed in their career.

We offer fast track training programs in Cardio Phlebotomy, EKG Technician, Phlebotomy Technician, and Medical Office Specialist to give students the best possible start in their careers. We are honored to provide these healthcare training program to students, so they can start their careers in months, not years.

In the spirit of Thanksgiving, we want to share what we are most thankful for at Boardman Training Center: our students!

Check out some of our favorite student moments from this past year!

Hands-On Skills

As part of our healthcare training programs, students learn hands-on skills like phlebotomy, vital signs, patient care, and more. Check out our students practicing these valuable career skills!

 

Earn Professional Certifications

Congratulations to our students who passed their national healthcare certification exams, making them more valuable to employers!

 

Student Experience

At BTC, we like to have fun while preparing students for meaningful healthcare careers. Check out the awesome experience our students are having while training for successful careers!

Community Involvement

Getting involved in the community with events for BTC students, staff, family, and friends is important to us. Check out some of the exciting events from this year including our Halloween Trunk or Treat, Spirit Week, and the St. Patrick’s Day Parade!

 

Join Us Today

Are you ready to fast track your way to a great healthcare career? Join us at Boardman Training Center for hands-on learning, small class sizes, and personalized attention. Request information now to get started today!

Budgeting 101

Whether you’re saving for the future or just need to know where all your money is going, budgeting effectively can help. As an essential aspect of personal finance, budgeting is important for everyone because it can help you reach your financial goals, regardless of how much money you have now.

Creating and maintaining a budget has many benefits including better financial security, a higher credit score, and less debt. But how do you create an effective budget to reach your financial goals? Keep reading and find out our top budgeting tips!

Budgeting 101

Create a Monthly Budget

In order to know exactly how much money you’re receiving and spending each month, the first thing you need to do is create a monthly budget. Begin by adding up all the money you receive each month from things like jobs, side work, child support, and any other source. For jobs, be sure to use your after-tax pay, as this is what you can actually spend.

The next step is to list out and add up all your monthly expenses. This part can seem challenging if you have never created a budget before. To start, gather all your monthly bills, bank statements, and credit card statements, and list everything you spend money on, along with the monthly amount spent on each item. The personal finance experts at Credit.org recommend tracking these expenses:

  • Housing – mortgage, rent, insurance
  • Utilities – electricity, gas, water, sewage
  • Car – car payment, insurance, gas
  • Loans – credit card bills, student loans
  • Amenities – phone, internet, subscriptions
  • Medical – medical bills, health insurance
  • Necessities – household products, clothing
  • Groceries – food, pet food
  • Entertainment – dining out, activities, gifts
  • Miscellaneous – unknown expenses

Now that you’ve added in your monthly expenses, you need to account for any quarterly, bi-annual, and annual expenses you have. Since you don’t pay these expenses monthly, you have to save for them throughout the year to ensure you have enough money to pay them. For example, if you pay your home insurance once per year, divide the total amount by 12 and add it to your monthly budget, and be sure to save the correct amount each month!

Now that you’ve listed and calculated your total income and expenses, you need a way to track them. Using a spreadsheet, notebook, or whatever you’re most comfortable with, make a chart that lists all income on one side and all expenses on the other side. Add up the total amount for each and then subtract your monthly expenses from your monthly income. If you have extra money each month after paying your expenses, that would be great to put in savings. If you don’t have enough money to cover your monthly expenses, you will need to lower your expenses or increase your income.

Needs vs Wants

As you list out all the things you spend money on, thinking about each item and determining if it’s a need or a want is essential to maintaining an effective budget. You can easily tell the difference between the two categories because needs are things you actually need to live, such as housing, clothing, and food. Wants are things that you don’t actually need, but are nice to have, such as entertainment, dining out, and vacations.

One important reason to categorize your expenses into needs and wants, is that if you have to lower your expenses, you will have to reduce your wants.

Track Your Actual Spending

After creating your monthly budget, you will need to track your actual spending moving forward. This allows you to identify whether or not you’re spending within your budget, and lets you know if any changes need to be made.

The quickest and easiest way to do this is with free software like Mint, which is a budget planner and spending tracker. If you prefer, you can also manually review your bank and credit card statements on a monthly basis to calculate your actual spending.

Now that you have your monthly budget and are tracking your actual spending, you will need to compare the two on a monthly basis to determine if you need to make adjustments to either. As an example, if you find you are spending more on eating out than you budgeted for, you may need to decrease the number of times per month that you go to restaurants.

Save for Your Future

Starting a savings account that you add to regularly is important for your future needs and wants. Investing in your education, going on your dream vacation, and buying your first home are all great goals for your savings.

To make saving easier for you, look at it like it’s a bill that you’re paying to your future self. Decide on the exact amount that you want to save each month and add it to your monthly budget.

Put Your Career On the Fast Track

With your budget created, you’re now ready to invest in your future! At Boardman Training Center, we offer fast track career training programs to get you in your dream healthcare career quickly. Learn more about our Phlebotomy Technician, EKG Technician, Cardio Phlebotomy, and Medical Office Specialist programs and get started today!