Erica Holizna – Student Highlight

Meet Erica Holizna, our student feature for this week here at Boardman Training Center!

Erica Holizna -Student Highlight

Erica is currently attending the Cardio Phlebotomy program at BTC, preparing to start a new career in the healthcare field. The short-term career training programs at BTC are perfect for those who want to work in healthcare but aren’t sure where to start.
“I have always had an interest in healthcare, but I knew nursing was not for me,” said Erica.

While enrolled in the cardio phlebotomy program, Erica will practice the hands-on skills needed by healthcare employers. Erica will learn how to perform EKGs, draw blood, and control infections as she completes her healthcare training classes.

Before enrolling at Boardman Training Center, Erica attended an online school for pharmacy technician and worked part-time. She is also a full-time parent of three. When looking for a healthcare training program that worked for her, Erica needed something that would allow her to balance family and school.

“The program fits my life demands and schedule,” said Erica.

We know our students are busy with lives outside of school, so we designed our healthcare programs to get you the credentials you need quickly. Our Cardio Phlebotomy program prepares you for a career in only 24 weeks.

Erica is enjoying attending BTC, and her favorite part is “the new friends I’ve made, as well as the knowledge I’ve gained from my program.”

So far, Erica’s favorite class has been Intro to Healthcare. “I liked this course because I find the human body interesting, and we covered that a lot,” said Erica.

After graduation, Erica hopes to be working as a phlebotomist in a hospital setting. In five years, she would like to have an established career that she enjoys and continue furthering her education.

When asked if she would refer BTC to a friend, Erica says yes, she would. “The programs are ideal for what most people have going on in their day-to-day life,” said Erica.

At Boardman Training Center, we’re committed to empowering every student to succeed. We offer convenient day and evening classes to help you balance work, family, and school. Our helpful and supportive instructors and staff will guide you every step of the way as you prepare for a new career.

Our healthcare training programs are entry-level, helping get you on the fast track to your dream healthcare career. Choose from exciting programs like Cardio Phlebotomy, EKG Technician, Phlebotomy Technician, and Medical Office Specialist.

Make the jump now to prepare for a new healthcare career by requesting information or calling us at 330-729-9244 today!

What is the Difference Between a CNA & MOS

There are many great reasons to start a career in healthcare. There is a wide variety of available careers, and the healthcare industry is continuing to grow quickly. If you work in healthcare, you also have the chance to make a real difference in people’s lives by helping and caring for patients.

With so many different paths available to starting a career in the medical field, it can be overwhelming and confusing to figure it out by yourself. So we’re here to help by breaking down the differences in two entry-level healthcare positions, certified nursing assistant and medical office specialist.

Career Outlook

Medical office specialists have a promising career outlook. According to Bureau of Labor Statistics data, medical office specialists, or medical assistants, have a projected growth rate of 19% for 2019-2029 in the United States, which is much higher than the 4% average growth rate for all jobs. This means that employers will be hiring more and more medical office specialists in the years to come and will need qualified candidates to fill the positions.

The BLS estimates that positions for certified nursing assistants will grow 8% in the US between 2019-2029. Although this is higher than the average growth rate of 4% for all occupations, it’s not as high as the expected growth for medical office specialists or medical assistants.

Skills Required

What is the Difference Between a CNA & MOS
Medical office specialists perform a variety of both administrative and clinical duties while on the job. They assess patients and help doctors with patient care and treatment. Some of the skills medical office specialists must learn are helping with exams, administering injections, taking vital signs, preparing lab tests, and entering patient information.
At Boardman Training Center, our medical office specialist students get to practice hands-on skills in classrooms and labs, preparing them for success while on the job.

Certified nursing assistants are more focused on helping with daily living activities and direct patient care. Common skills that CNAs must perform while on the job are bathing and cleaning patients, moving them between wheelchairs and beds, helping patients use the bathroom and get dressed, feeding them, and changing linens.

Training Needed

To begin a career as a medical office specialist, specialized training is required to provide you with the necessary knowledge and skills. Most medical office specialist or medical assisting programs are completed in under two years, combining classroom instruction and hands-on training. In addition, it’s helpful to choose a medical office specialist program that prepares you for professional healthcare certifications, as many employers prefer certified candidates.

For example, in our Medical Office Specialist program here at BTC, you learn vital knowledge and practice hands-on skills in essential areas while preparing for professional certifications like Certified Medical Administrative Assistant*, Certified Billing and Coding Specialist*, and Certified Electronic Health Records Specialist*.

Specialized training is also necessary to become a certified nursing assistant, and this training is typically completed in under six months. CNAs will learn and practice different areas, including direct patient care, documentation, and patient safety. The CNA class has to be approved by the state, and a competency exam must be passed upon completion of the program. Additionally, clinical hours are required to become certified, and the number of hours varies by state.

Work Environment

According to BLS data, medical office specialists, or medical assistants, most commonly work in physician’s offices, with 57% working there in 2019. Another 15% work in hospitals, and the remainder work in outpatient care centers and at chiropractor’s offices. Most of these professionals work full-time, 40-hour workweeks, and some may work evenings, weekends, and holidays if they work in a healthcare facility that is always open, like a hospital.

Certified nursing assistants work more in nursing care facilities, with 37% employed there, and hospitals, with 27% employed there, according to data from the BLS. The rest of the employed nursing assistants work in assisted living and retirement facilities, home healthcare services, and government. Certified nursing assistants are required to be on their feet a lot when they work and are expected to lift over 50 pounds, which makes the job more strenuous and physically demanding. Most CNAs are employed full-time, but some work part-time as well. As a result, they may be expected to work more on nights, weekends, and holidays and for longer hours at a time.

Get Started

You’re now informed of the differences between medical office specialists and certified nursing assistants. If you think a career as a medical office specialist is the right choice for you, BTC may be perfect for you! Explore our Medical Office Specialist program and request information now to get started!

*Certification is contingent upon passing the corresponding industry certification exam.

Jennifer Fellows – Student Highlight

Meet Jennifer Fellows, our student highlight for the week here at Boardman Training Center!

Like many students who enroll at Boardman Training Center, Jennifer had a different career before her path led her to our healthcare training classes. For over a decade, she worked as a cosmetologist, ran salons, educated and trained others, and served as a district leader and manager.

Jennifer also previously attended a technical school for cosmetology but did not have a good experience. She wanted a school that really cares about its students and found that in BTC.

When asked why she chose Boardman Training Center to further her education, Jennifer said it was because of “the quality of staff and education. They care. They care about your health, happiness, and education.”

Jennifer Fellows-Student Highlight

As Jennifer decided what she wanted to pursue for her new career, she knew that she still wanted to work with people. This led her to a career in the healthcare field, as this would allow her to work with people and make a difference in their lives every day.

After considering the different healthcare programs here at BTC, Jennifer decided on the Cardio Phlebotomy program that trains students for a healthcare career in only 24 weeks while preparing them for professional certifications, including Certified Phlebotomy Technician* and Certified EKG Technician*.

Now that Jennifer is almost finished with this program, she has decided to continue her education with the Medical Office Specialist program. In this healthcare training program, Jennifer will learn valuable hands-on skills, such as recording vital signs, charting, collecting lab specimens, performing injections, and completing basic wound care.

“My favorite part of attending BTC are the friendships I have made with my classmates, the quality of learning, and the respectful environment in which we learn and grow,” says Jennifer.

When asked who is her favorite teacher at Boardman Training Center, Jennifer says, “I honestly don’t have a favorite. I have had almost all of them in one way or another.” However, she does say that she loves intro class the best.

In five years, Jennifer would like to have a job educating and working in a lab, with a 401k retirement plan, health benefits, and a dayshift schedule. She wants to be happy and successful!

Jennifer says that she would absolutely refer Boardman Training Center to a friend. “They are how all schools should be. The level of care behind the scenes helps mold us in the classrooms. They are great role models!”

Are you in a different career and thinking of switching to a career in healthcare, just like Jennifer was? Do you want a career that allows you to make an impact in people’s lives every day when you go to work? Are you looking for a more meaningful and fulfilling career? If so, a career in healthcare may be perfect for you!

Our healthcare training programs are designed to meet the needs of today’s healthcare employers. We equip our students with the knowledge and hands-on skills they need to excel in the real world.

Explore our medical training programs in Cardio Phlebotomy, EKG Technician, Phlebotomy Technician, and Medical Office Specialist today and request information to start your journey to a new healthcare career!

 

*Certification is contingent upon passing the corresponding industry certification exam.

BTC Learning Experience

If you’ve never been to the Boardman Training Center campus, we want to give you a behind-the-scenes view of what it’s like to be a student here. We work hard to train and prepare students for meaningful healthcare careers. Check out what the learning experience is like for students who attend school at BTC!

Hands-On Skills

For students who enroll in our fast-track healthcare classes, you will learn valuable hands-on skills that are critical for your future career. The more you practice these hands-on skills, the more experience you gain, which sets you up for success as you take care of real patients and deal with real medical office situations. Check out the valuable hands-on skills BTC students are practicing in their classes!

Classroom Instruction

At BTC, students have the chance to train for their exciting new healthcare careers in our up-to-date classrooms and labs. Healthcare training classes are taught by experienced instructors who care about you and your career success. You will be supported every step of the way by our instructors as they work with you one-on-one. Check out these BTC students having an awesome educational experience!

Certification Prep

Today’s healthcare employers need qualified candidates who are prepared to perform their specific tasks while on the job. We understand this, so all of our healthcare training programs include preparation for professional healthcare certifications* that employers value. Students enrolled at BTC prepare for certifications that are specific to their program of choice. Check out these BTC students as they celebrate earning their certifications!

Student Success

It’s our purpose to empower change by creating opportunity, and we stay committed to this mission each and every day. Our goal is to help every student achieve their dream of starting a new healthcare career. We are here for you through every step as you go through your learning experience with us, from your first call to learning hands-on skills in your classes, to graduation, and even beyond. Check out these BTC students working toward a great healthcare career and request information today to get started on your own career journey!

 

*Certification is contingent upon passing the corresponding industry certification exam.

Mackenzie Fusco – Student Highlight

Say hello to Mackenzie Fusco, our student highlight feature for this week!

Mackenzie is currently enrolled in the Cardio Phlebotomy career training program here at Boardman Training Center. In this exciting program, Mackenzie will learn valuable skills, including performing EKGs, drawing blood, completing venipuncture procedures, and practicing fundamental patient care. Upon graduation from this fast-track program, Mackenzie will be prepared for an entry-level career in the healthcare field.

“I wanted a school that was smaller and local. A friend of mine referred BTC and loved their program,” said Mackenzie.

Before enrolling at Boardman Training Center, Mackenzie attended two other schools, earned an Associate Degree in Medical Assisting, and started her nursing prerequisites.

Mackenzie Fusco-Student Highlight

She was also a stay-at-home mom with a daughter who started kindergarten this year. Since her daughter would be in school, Mackenzie thought it would be the perfect time to go back to school.

While she had a good experience at her previous schools, Mackenzie was looking for something more hands-on that she could complete quicker. “I wanted more of a fast-paced program that was hands-on. I decided to enroll in the Cardio Phlebotomy program and am super excited.”

When asked what her favorite part of attending BTC is so far, Mackenzie said, “honestly, my classmates! We have become like family and are always there to support one another.”

Mackenzie has great things to say about the staff and instructors here at Boardman Training Center. “Nikki is definitely my support girl. She is very understanding and caring and is always there for me when I need her.”

After graduation, Mackenzie wants to start her career in the healthcare field. “I would love to work in any kind of doctor’s office, but preferably pediatrics.”

In addition to working in a doctor’s office, students who graduate from the Cardio Phlebotomy program have the opportunity to begin a healthcare career in medical facilities like hospitals, clinics, laboratories, long-term care facilities, and cancer centers.

When asked how she would like her life to be in five years, Mackenzie says she is looking for a stable and secure career. “I just want a steady job working in a doctor’s office Monday through Friday and being able to spend the weekends with my family.”

Mackenzie says that she would absolutely refer Boardman Training Center to a friend. “Yes, this has definitely been a learning experience that has improved my self-confidence. I believe anyone can succeed as long as they put forth the work and effort.”

In addition to learning valuable knowledge and practicing your skills with hands-on training, Cardio Phlebotomy students are prepared to sit for the Certified Phlebotomy Technician and Certified EKG Technician certification exams.

If you’re looking for a healthcare training program that teaches hands-on skills in fast-track classes, BTC may be perfect for you! Learn more about our healthcare programs and request information now to get started today!

Amar’ia Yates – Student Highlight

Meet Amar’ia Yates, our student highlight feature this week at Boardman Training Center!

Like many people who have just graduated high school, Amar’ia was unsure what she wanted to do next. It can be challenging to choose the one that’s right for you with so many different options.

“I’d just finished high school a few months before. I was working in fast food and retail, and I wasn’t happy,” Amar’ia said. “I had a sense of what I wanted out of life, but I just wasn’t sure where to start.”

After looking at the options available to continue her education, Amar’ia decided she wanted a fast-track healthcare training program that gives you the skills you need and is affordable.

Amar'ia Yates-Student Highlight

“The staff is wonderful. They’ve worked with me, and for once, I felt as someone other than me and my family cared about my education,” said Amar’ia on her decision to attend Boardman Training Center.

She chose to enroll in the Cardio Phlebotomy program, which trains students in just 24 weeks for entry-level opportunities in the healthcare field.

“I choose my program because I wanted to get my foot in the door for a medical career and so I can feel useful to other people in the world,” said Amar’ia.

In the Cardio Phlebotomy training program, Amar’ia will learn and practice specialized skills to use on the job when she starts her new healthcare career. Performing EKGs, drawing blood, completing venipuncture procedures, and practicing patient care are some of the valuable skills Amar’ia will develop as she completes the program.

When asked about her favorite part of attending Boardman Training Center, Amar’ia had great things to say about the staff. “My favorite part of BTC would be the staff there. No one wants to see you fail. They’re like your second family. If you’re having a hard time, they’ll do everything they can to assist you and get you where you need to be,” said Amar’ia.

Amar’ia says that she can’t choose who her favorite teacher or class is just yet, since she has only finished one course. However, she will say that Ms. Sandy, the instructor of her Intro to Healthcare class, was wonderful. “She made class interesting while still teaching me and my fellow classmates. She always pushed into our heads that we can do this, that we’re going to finish strong, and how proud she was of us.”

After she completes the Cardio Phlebotomy program and graduates, Amar’ia would like to work in a hospital, blood bank, or nursing home.

In addition to working in a healthcare facility, Amar’ia would like to further her education in the medical field and enroll in a program or be looking into programs within five years.

When asked if she would recommend Boardman Training Center to a friend, Amar’ia said, “Of course I would refer a friend, because if you’re like me and didn’t really know where to start, BTC is a great place to start. If you’re like my fellow classmates, looking to further your education, or you want to get back into the medical field, choose BTC, and let BTC choose you and meet your goals.”

Maybe you are just like Amar’ia, a little unsure of what to do next and how to get started in a healthcare career. Or perhaps you are like her classmates, who want to take the next step and further their healthcare training and education. Whatever your unique situation may be, Boardman Training Center is here to help!

Explore our healthcare training programs in Cardio Phlebotomy, EKG Technician, Phlebotomy Technician, and Medical Office Specialist. Contact us now to get started on your path to an exciting new healthcare career today!

Mikalena Grewe – Student Highlight

Meet Mikalena Grewe, our student highlight feature for this week at Boardman Training Center!

As a current student in the Cardio Phlebotomy program, Mikalena is completing her healthcare training classes, preparing for a new career that will allow her to help people and make a difference every day.

“I chose BTC because of the one-on-one environment you get. The classes are smaller, so each student is more likely to have one-on-one help from the teachers. I was also happy with the pricing of the classes and the classes they offer being a steppingstone into the medical field to be able to further my career one day,” said Mikalena.

Before enrolling with BTC, Mikalena was unsure of what to do and what direction she wanted to go. She had previously attended a larger university after high school, and while she loved the college environment, she wasn’t in love with her major of high school education. Education allowed her to help students but didn’t give her the same feeling as working in the medical field.

“I was struggling to decide if I wanted to further my education at a university, taking out more student loans and not knowing where in the medical field I wanted to be, or going back to a career center and being a CNA again,” said Mikalena.

Mikalena Grewe-Student Highlight

After deciding that she wanted to pursue a career in healthcare and choosing to enroll with Boardman Training Center, Mikalena started school in the Cardio Phlebotomy career training program.

“I picked the Cardio Phlebotomy program because of how much education I would receive, and by having certifications in both EKG and phlebotomy, I would have better job opportunities,” she said.

While enrolled in the Cardio Phlebotomy program, students have the opportunity to train for a new healthcare career in only 24 weeks, practicing hands-on skills that will be used on the job. Performing EKGs, drawing blood, and carrying out venipuncture procedures are just some of the hands-on skills students learn in this exciting program.

At Boardman Training Center, we love providing our students with a supportive and caring environment that feels more like a family than a school.

“My favorite part of BTC is that after so many weeks, the students in your classes and the instructors start to become a family. You are working together to help one another become successful in the field. Each student and staff member is rooting for you. I have met people I hope to have in my life for years to come,” said Mikalena.

So far, Mikalena’s favorite class has been phlebotomy. Due to COVID-19, the classes have been broken into groups, and her instructor Nikki has been great. “She is always encouraging and willing to help whenever students need her,” said Mikalena. She is also very thankful for Sandy, her instructor for the intro class. “Even after intro ended, I’ve been able to text her to ask questions or call when needed. I’m grateful that BTC has such amazing teachers.”

After graduation, Mikalena hopes to work in a hospital as a phlebotomist. in five years, her goal is to save enough money to go back to school to become a CT or MRI technician.

When asked if she would refer Boardman Training Center to a friend, Mikalena said, “Yes, I would refer a friend to BTC because of the affordable price and the friendly people they would meet along the way.”

Are you looking for a career that allows you to help others daily? Do you want to fast-track your way to an exciting new career in healthcare? Then Boardman Training Center could be the perfect choice for you!

With career training programs in Cardio Phlebotomy, EKG Technician, Phlebotomy Technician, Medical Office Specialist, we can help you get started on your path to a new career today! Request information now to get started!

Shaun McCune – Graduate Highlight

Meet Shaun McCune, our graduate student highlight for this week at Boardman Training Center!

Like many students who attend BTC, Shaun wanted a quick and affordable way to get the training he needs to begin working in the healthcare field. “I was considering going into the medical field, and BTC offered an affordable way to start working in this field. I also prefer having live, on-campus classes instead of a purely online course,” said Shaun.

Shaun enrolled in the Cardio Phlebotomy program at BTC and is on the fast-track to starting his new career. When deciding on which program to attend, Shaun thought both EKG and phlebotomy seemed interesting, which is what led him to the Cardio Phlebotomy classes that include both. Shaun also thought that completing training in multiple areas sounded like a great way to keep job prospects open.

Before enrolling at Boardman Training Center, Shaun attended a larger university and earned a Bachelor of Music in guitar performance. While Shaun learned a lot more than he expected about music and guitar, he said he could not make a good living with that degree.

Shaun McCune - Graduate Highlight

Shaun also worked at a shipping facility before deciding to attend BTC. He enjoyed the job there but did not want to pursue a career in freight services. Instead, he wanted to start a career in the healthcare field.

When asked what his favorite part of attending BTC was, Shaun said it is “getting to know the instructors and staff who have been very open to my questions and future possibilities.”

Shaun said that Mrs. Irene was a very engaging teacher, and EKG has been a super interesting topic to learn about, adding that he has found that cardiac rhythms have similarities with his music training.

“I have been fortunate to have already landed an EKG Monitor Tech position at St. Elizabeth Hospital in Youngstown. Gaining hospital experience while having full-time hours and benefits is a big plus,” said Shaun.

In the future, Shaun hopes to continue his training in the healthcare field by going into cardiac sonography. He believes that having experience with EKGs is very applicable to diagnostic imaging of the heart. Shaun also feels that there is something satisfying about working with rhythms and sound waves.

When asked if he would recommend Boardman Training Center to a friend, Shaun said, “yes, especially if the individual wants to go into medicine but does not know where to start.” For example, Shaun said that someone who wants to go into nursing could start working in healthcare as a phlebotomist and then find an employer that offers tuition assistance to complete a nursing program.

“I found the teachers and staff to be very supportive and flexible. They are extremely helpful with the hands-on, stressful elements of phlebotomy. They are very passionate about seeing me achieve my goals and start a new career,” said Shaun.

Just like Shaun has done, you can start your path to a new medical field career with healthcare classes at Boardman Training Center! Explore our healthcare programs in Cardio Phlebotomy, EKG Technician, Phlebotomy Technician, and Medical Office Specialist today.

With small classes, flexible financing, and personalized support, BTC can help jump-start your new career. Request information now to get started!

The Best Time to Start a Career Training Program is Now

Many lives have been greatly affected by the COVID-19 pandemic. Countless people are facing a difficult time getting a job, while some are still adjusting to homeschooling their kids. For others, this pandemic has brought about many other life changes.

Numerous people have faced disruptions to their jobs this year and making a decision on the next step to take can be difficult, especially with the ongoing uncertainty. You might be unsure of what steps to take to begin a new career that has better job security or what the best alternatives are for career training.

Even though things may feel somewhat overwhelming, taking the next step forward will help you get ahead in your career and reach your goals. If you want to begin a career in the healthcare industry, there’s no better time than now to start a career training program. This week, we’re giving you insight into why it’s best to start now!

Train for A New Career

Throughout this pandemic, we have gotten a closer look at jobs that are essential, and working in healthcare is one of the key categories for essential work. These healthcare workers are on the front lines, fighting for the safety and health of all. Doctors, nurses, medical office specialists, phlebotomy technicians, and many others in the healthcare industry have devoted themselves to helping people affected by the pandemic.

Becoming an essential healthcare worker and selecting a career in the medical field can increase your job security in the short and long term. Preparing for a new healthcare career through training can help you be successful as an essential worker in the medical field.

Besides increased job security, attending a healthcare training program and starting a job within that industry gives you the opportunity to connect with people on a daily basis and help make a difference in their lives, giving you a more fulfilling career.

Finish Your Degree Sooner

Need another great reason to start your career training program right now? The sooner you begin a training program, the sooner you will be able to finish. It can feel like a big step to take. You may feel a little overwhelmed and like you are not ready. However, the longer you wait, the more time it will take to start your new career.

Initiating your new career sooner will allow you to start working and earning money faster. With each passing day, you are losing money that could have been earned, if you made the decision to start your healthcare career training now.

At Boardman Training Center, our healthcare training programs are designed to help you fast-track your way to an exciting new career. With our healthcare training classes that are completed in just weeks, you prepare for a career in the healthcare field much faster than traditional universities.

Stay Closer to Home

Because the COVID-19 pandemic is still present, there are many people who are nervous about whether they should go away to college. Being far from family members and interacting with people from different locations are major concerns at this time.

In spite of these concerns, there are still opportunities to begin a healthcare training program that is closer to your home. When you choose a program that will let you complete your healthcare courses within a small-school environment, while staying closer to home, it will give you better peace of mind for your concerns. In addition, you will have more help from family and friends, providing you with much-needed support systems.

When you are closer to home and attending a smaller school, you will also have the opportunity to network and create relationships in your local medical community and with potential employers.

Start Your Career Training at BTC

At Boardman Training Center, we are devoted to your success while you’re a student, and even after you graduate. Our WE CARE family atmosphere and supportive teachers will set you up for success in your exciting new career. With services offered to students like academic advising, career advising, and personal advising, we empower you to reach your full potential and achieve your career goals.

Explore our healthcare training programs in  Cardio Phlebotomy, EKG Technician, Phlebotomy Technician, and Medical Office Specialist to start your path to a new career with BTC! Request information to get started now!

Budgeting 101

Whether you’re saving for the future or just need to know where all your money is going, budgeting effectively can help. As an essential aspect of personal finance, budgeting is important for everyone because it can help you reach your financial goals, regardless of how much money you have now.

Creating and maintaining a budget has many benefits including better financial security, a higher credit score, and less debt. But how do you create an effective budget to reach your financial goals? Keep reading and find out our top budgeting tips!

Budgeting 101

Create a Monthly Budget

In order to know exactly how much money you’re receiving and spending each month, the first thing you need to do is create a monthly budget. Begin by adding up all the money you receive each month from things like jobs, side work, child support, and any other source. For jobs, be sure to use your after-tax pay, as this is what you can actually spend.

The next step is to list out and add up all your monthly expenses. This part can seem challenging if you have never created a budget before. To start, gather all your monthly bills, bank statements, and credit card statements, and list everything you spend money on, along with the monthly amount spent on each item. The personal finance experts at Credit.org recommend tracking these expenses:

  • Housing – mortgage, rent, insurance
  • Utilities – electricity, gas, water, sewage
  • Car – car payment, insurance, gas
  • Loans – credit card bills, student loans
  • Amenities – phone, internet, subscriptions
  • Medical – medical bills, health insurance
  • Necessities – household products, clothing
  • Groceries – food, pet food
  • Entertainment – dining out, activities, gifts
  • Miscellaneous – unknown expenses

Now that you’ve added in your monthly expenses, you need to account for any quarterly, bi-annual, and annual expenses you have. Since you don’t pay these expenses monthly, you have to save for them throughout the year to ensure you have enough money to pay them. For example, if you pay your home insurance once per year, divide the total amount by 12 and add it to your monthly budget, and be sure to save the correct amount each month!

Now that you’ve listed and calculated your total income and expenses, you need a way to track them. Using a spreadsheet, notebook, or whatever you’re most comfortable with, make a chart that lists all income on one side and all expenses on the other side. Add up the total amount for each and then subtract your monthly expenses from your monthly income. If you have extra money each month after paying your expenses, that would be great to put in savings. If you don’t have enough money to cover your monthly expenses, you will need to lower your expenses or increase your income.

Needs vs Wants

As you list out all the things you spend money on, thinking about each item and determining if it’s a need or a want is essential to maintaining an effective budget. You can easily tell the difference between the two categories because needs are things you actually need to live, such as housing, clothing, and food. Wants are things that you don’t actually need, but are nice to have, such as entertainment, dining out, and vacations.

One important reason to categorize your expenses into needs and wants, is that if you have to lower your expenses, you will have to reduce your wants.

Track Your Actual Spending

After creating your monthly budget, you will need to track your actual spending moving forward. This allows you to identify whether or not you’re spending within your budget, and lets you know if any changes need to be made.

The quickest and easiest way to do this is with free software like Mint, which is a budget planner and spending tracker. If you prefer, you can also manually review your bank and credit card statements on a monthly basis to calculate your actual spending.

Now that you have your monthly budget and are tracking your actual spending, you will need to compare the two on a monthly basis to determine if you need to make adjustments to either. As an example, if you find you are spending more on eating out than you budgeted for, you may need to decrease the number of times per month that you go to restaurants.

Save for Your Future

Starting a savings account that you add to regularly is important for your future needs and wants. Investing in your education, going on your dream vacation, and buying your first home are all great goals for your savings.

To make saving easier for you, look at it like it’s a bill that you’re paying to your future self. Decide on the exact amount that you want to save each month and add it to your monthly budget.

Put Your Career On the Fast Track

With your budget created, you’re now ready to invest in your future! At Boardman Training Center, we offer fast track career training programs to get you in your dream healthcare career quickly. Learn more about our Phlebotomy Technician, EKG Technician, Cardio Phlebotomy, and Medical Office Specialist programs and get started today!